PRIVACY POLICY

    This policy applies to AM Ventures Private Limited in India.


    Clear and easily accessible Statements of Practices and Policies
    As a part of AM Ventures Private Limited ongoing efforts to ensure the compliance of modern business approach, customer trust/ satisfaction, security oriented service and document verification services, AM Ventures Private Limited has adopted the privacy policy aimed at protecting individual’s personal information entrusted and disclosed to AM Ventures Private Limited (the "Policy"). This Policy governs the way in which AM Ventures Private Limited collects, uses, discloses, stores, secures and disposes of personal information. The Policy is in compliance with the Information Technology (Reasonable security practices and procedures and sensitive personal data or information) Rules 2011 (the “IT Rules”) contained in the Information Technology Act 2000. In this policy, “we”, “us”, “our” or “Company” means AM Ventures Private Limited, and “you”, “your” or “yours” means the persons to whom this policy applies.

  • Personal particulars (e.g. name, contact details, residential address, date of birth, identity card/passport details, and/or education details);
  • Details about Bank and Branch where person is working;
  • Images and voice recordings of our conversations with you;
  • Employment details (e.g. occupation, directorships and other positions held, employment history, salary, and/or benefits);
  • Tax and insurance information;
  • Banking information (e.g. account numbers and banking transactions/ NOT any PIN, PASSWORD); and/or Personal opinions made known to us (e.g. feedback or responses to surveys);
  • Information obtained with consent from your mobile device like device location, device information (including storage, model, mobile network) transactional and promotional SMS, communication information including contacts and call logs.
  • Details about Business, references, etc.
  • developing and providing Address and Credit Verification Services, products or services (whether made available by us or through us), including but not limited to:
  • carrying out research, planning and statistical analysis based on documents provided by Client; or
  • analytics for the purposes of developing or improving our products, services, security, service quality, and advertising strategies;
  • assessing and processing applications, instructions or requests from you or our customers;
  • communicating with you, including providing you with updates on changes to products and services (whether made available by us or through us) including any additions, expansions, suspensions and replacements of or to such products, services and facilities and their terms and conditions;
  • managing our infrastructure and business operations and complying with internal policies and procedures;
  • responding to queries or feedback;
  • addressing or investigating any complaints, claims or disputes;
  • verifying your identity for the purposes of providing our facilities, products or services;
  • conducting credit checks, screenings or due diligence checks as may be required under applicable law, regulation or directive;
  • complying with all applicable laws, regulations, rules, directives, orders, instructions and requests from any local or foreign authorities, including regulatory, governmental, tax and law enforcement authorities or other authorities;
  • monitoring products and services provided by or made available through us;
  • complying with obligations and requirements imposed on us from time to time by any credit bureau or credit information company;
  • creating and maintaining credit and risk related models;
  • financial reporting, regulatory reporting, management reporting, risk management (including monitoring credit exposures), audit and record keeping purposes;
  • enabling any actual or proposed assignee or transferee, participant or sub-participant of COMPANY’ rights or obligations to evaluate any proposed transaction;
  • enforcing obligations owed to us; and/or
  • seeking professional advice, including legal advice.
  • The authenticity of the personal information provided by the customer shall not be the responsibility of COMPANY.
  • Any information that is freely available or accessible in public domain or furnished under the Right to Information Act, 2005 or any other law for the time being in force shall not be regarded as personal information for the purposes of this Policy and COMPANY shall not be responsible for the same.
  • where the disclosure has been agreed in a written contract or otherwise between COMPANY and the customer;
  • where COMPANY is required to disclose the personal information to a third party on a need-to-know basis, provided that in such case COMPANY shall inform such third party of the confidential nature of the personal information and shall keep the same standards of information/ data security as that of COMPANY.
  • where request for disclosure is requested by local authority under applicable law or regulations.